Overview The Carrington Mortgage Services, LLC (CMS) Lock Desk will be closed Thursday, July 4, 2019 for Independence Day, which is a Federal Holiday and also Friday July 5, 2019 for a Carrington Company Holiday. In addition, the lock desk will close early (10:00 AM PST) on Wednesday, July 3, 2019. Normal lock hours will […]
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Announcement 19-0051: Update to VA IRRRL Guidelines
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Overview Effective Tuesday, June 25, 2019, all VA IRRRL’s submitted to Carrington Mortgage Services, LLC (CMS) must have a 36 month or less recoupment of fees. This applies to all VA IRRRL’s regardless of any other benefits to the borrower. Specifically, loans with term reductions and payments going up are now ineligible for an IRRRL. […]
Last Week in Review: Rate cuts are coming
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This past week the Federal Reserve, aka "The Fed", held their June meeting and as expected, left rates unchanged. However, they said some key things which helped both Stocks and Bonds move nicely higher, with rates touching the best levels in 21 months. The Fed removed the word "patient" in their Monetary Policy Statement to […]
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