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Announcement 19-0093: FHA and VA Maximum Loan Limits for 2020

December 29, 2019


FHA Loans:
For calendar year 2020, the Department of Housing and Urban Development (HUD) announced the following maximum first mortgage loan limits that will apply to FHA loans with case numbers assigned on and after January 1, 2020 through December 31, 2020:

FHA Loan Limits
Units Low Cost Areas High Cost Areas Alaska and Hawaii
One $331,760 $765,600 $1,148,400
Two $424,800 $980,325 $1,470,475
Three $513,450 $1,184,925 $1,777,375
Four $638,100 $1,472,550 $2,208,825

VA Loans:
The Veteran’s Administration (VA) announced the VA Loan limits will be the same as the FHFA conventional loan limits. The following loan limits will apply to VA loans with a note date on and after January 1, 2020 through December 31, 2020:

VA Loan Limits
Units Conforming Loan Amounts High Balance Loan Amounts
Continental U.S. Alaska and Hawaii Continental U.S. Alaska and Hawaii
One $510,400 $765,600 $765,600 Not Applicable – Alaska and Hawaii do not have any high cost areas in 2020
Two $653,550 $980,325 $980,325
Three $789,950 $1,184,925 $1,184,925
Four $981,700 $1,472,550 $1,472,550


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