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FHA Loans:
For calendar year 2020, the Department of Housing and Urban Development (HUD) announced the following maximum first mortgage loan limits that will apply to FHA loans with case numbers assigned on and after January 1, 2020 through December 31, 2020:
| FHA Loan Limits | |||
| Units | Low Cost Areas | High Cost Areas | Alaska and Hawaii |
| One | $331,760 | $765,600 | $1,148,400 |
| Two | $424,800 | $980,325 | $1,470,475 |
| Three | $513,450 | $1,184,925 | $1,777,375 |
| Four | $638,100 | $1,472,550 | $2,208,825 |
VA Loans:
The Veteran’s Administration (VA) announced the VA Loan limits will be the same as the FHFA conventional loan limits. The following loan limits will apply to VA loans with a note date on and after January 1, 2020 through December 31, 2020:
| VA Loan Limits | ||||
| Units | Conforming Loan Amounts | High Balance Loan Amounts | ||
| Continental U.S. | Alaska and Hawaii | Continental U.S. | Alaska and Hawaii | |
| One | $510,400 | $765,600 | $765,600 | Not Applicable – Alaska and Hawaii do not have any high cost areas in 2020 |
| Two | $653,550 | $980,325 | $980,325 | |
| Three | $789,950 | $1,184,925 | $1,184,925 | |
| Four | $981,700 | $1,472,550 | $1,472,550 | |
Please contact CorrespondentRM@carringtonms.com with any questions.
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2023
. Carrington Mortgage Services, LLC headquartered at 1600 South Douglass Road, Suites 110 & 200-A, Anaheim, CA 92806. NMLS ID # 2600. Toll Free # 800-561-4567. All rights reserved. Restrictions may apply. All loans are subject to credit, underwriting and property approval guidelines. Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site: www.nmlsconsumeraccess.com.
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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00