Due to flooding and mudslides in Washington, FEMA has declared the following counties a disaster.
Incident Period: November 13, 2021 - November 15, 2021
|State||FEMA Disaster Declaration||Counties|
|Washington||January 5, 2022||Clallam, Skagit and Whatcom|
If your loan is …A re-inspection is required …Under these circumstances …
|FHA Full Doc||Yes||If the original appraisal inspection date was prior to the Incident Period End Date – 11/15/21.|
|FHA Streamline||No||Not applicable|
|VA Full Doc and IRRRL||Yes||If the loan was not closed (signed) prior to the Declaration Date of 01/05/22.|
|USDA Full Doc and Streamline Assist||Yes||If the original appraisal inspection date was prior to the Incident Period End Date – 11/15/21.|
|Conventional* and Non-Agency||Yes||If the original appraisal inspection date was prior to the Incident Period End Date – 11/15/21.|
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
For further guidance and loan property requirements refer to the Declared Disaster Policy published on carringtoncorrespondent.com.
Please contact CorrespondentRM@carringtonms.com with any questions.
Carrington thanks you for your business.
Contact your Account Executive with questions.
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