FEMA Disaster Declaration for New York

March 16, 2023

Overview

Due to a severe winter storm and snowstorm in New York, FEMA has declared the following counties a disaster.

Incident Period: December 23, 2022 - December 28, 2022

State	FEMA Disaster Declaration	Counties
New York	3/15/2023	Erie and Niagara

Re-Inspection by Product Type

If your loan is …	A re-inspection is required …	Under these circumstances …
FHA Full Doc	Yes	If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22.
FHA Streamline	No	Not applicable
VA Full Doc	Yes	If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22.
VA IRRRL	Yes	If the loan was not closed (signed) prior to the Incident Period Begin Date – 12/23/22.
USDA Full Doc and Streamline Assist	Yes	If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22.
Conventional	Yes	If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22.
Non Agency	Yes	If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22.

Please contact CorrespondentRM@carringtonms.com with any questions.

Carrington thanks you for your business.