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Updated FEMA Disaster Declaration for California

July 5, 2023

Overview

Due to severe winter storms, straight-line winds, flooding, landslides and mudslides in California, FEMA has declared the following counties a disaster. Updated counties are listed in bold.

Incident Period: February 21, 2023 and Continuing

State FEMA Disaster Declaration Counties
California 4/4/2023 Butte, Kern, Madera, Mariposa, Mendocino, Mono,
Monterey, Nevada, San Benito, San Bernardino,
San Luis Obispo, Santa Cruz, Tulare and Tuolumne

Re-Inspection by Product Type

If your loan is … A re-inspection is required … Under these circumstances …
FHA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
FHA Streamline No Not applicable
VA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
VA IRRRL Yes If the loan was not closed (signed) prior to the Incident Period Begin Date – 02/21/23.
USDA Full Doc and Streamline Assist Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
Conventional Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.
Non Agency Yes If the original appraisal inspection date was prior to the Incident Period End Date – Continuing*.

*In cases where FEMA has not yet issued an Incident End Date and the disaster is “Continuing”, the earliest CMS will permit a re-inspection is a minimum of 14 calendar days from the Incident Period Start Date.

Contacts

Please contact CorrespondentRM@carringtonms.com with any questions.

Carrington thanks you for your business.

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