Overview
Due to severe storms, flooding, and landslides in New Mexico FEMA has declared the following county a disaster. FEMA has established an Incident Period end date and an additional county is listed in bold.
Incident Period: June 23, 2025 and continuing – August 5, 2025
| State | FEMA Disaster Declaration | Counties |
| New Mexico | 07/22/2025 | Dona Ana and Lincoln |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – – August 5, 2025. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – – August 5, 2025. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date –06/23/2025. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – – August 5, 2025. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – – August 5, 2025. |
| Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – – August 5, 2025. |
Contacts
Please contact CorrespondentRM@carringtonms.com with any questions.
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