Overview
Due to severe storms and tornadoes in Wisconsin, FEMA has declared the following counties a disaster.
Incident Period: July 27, 2026
| State | FEMA Disaster Declaration | County |
| Wisconsin | 10/07/2026 | Forest, Outagamie, Vilas, and Winnebago |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 07/27/2026. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 07/27/2026. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 07/27/2026 |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 07/27/2026. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 07/27/2026. |
| Non-Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 07/27/2026. |
Please note: CMS will allow Exterior Only inspections for FHA in the event of wildfires disaster types. The photos of the subject property must reflect all views of the home, front back and sides.
Contacts
Please contact CorrespondentRM@carringtonms.com with any questions.
Carrington thanks you for your business.

