Due to damage from severe storms and flooding in West Virginia, FEMA has declared the following counties a disaster.
Incident Period: February 27, 2021 – March 4, 2021
|State||FEMA Disaster Declaration||Counties|
|West Virginia||May 20, 2021||Cabell, Kanawha, Mingo and Wayne|
Re-Inspection by Product Type
|If your loan is …||A re-inspection is required …||Under these circumstances …|
|FHA Full Doc||Yes||If the original appraisal inspection date was prior to the Incident Period End Date of 3/4/21.|
|FHA Streamline||No||Not applicable|
|VA Full Doc and IRRRL||Yes||If the loan was not closed (signed) prior to the Declaration Date of 5/20/21.|
|USDA Full Doc and Streamline Assist||Yes||If the original appraisal inspection date was prior to the Incident Period End Date 3/4/21.|
|Conventional* and Non-Agency||Yes||If the original appraisal inspection date was prior to the Incident Period End Date of 3/4/21.|
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
Please contact CorrespondentRM@carringtonms.com with any questions.
Carrington thanks you for your business.