Announcement 20-0045: FEMA Disaster Declarations for Michigan and Utah

July 23, 2020

Overview

Due to severe storms and flooding in Michigan and earthquakes and aftershocks in Utah, FEMA has declared the following counties a disaster.

State	FEMA Disaster Declaration	Incident Period	Counties
Michigan	July 9, 2020	May 16, 2020 - May 22, 2020	Arenac, Gladwin, Iosco, Midland, and Saginaw
Utah	July 9, 2020	March 18, 2020 - April 17, 2020	Davis and Salt Lake

Please note:

If an appraisal was completed prior to the incident date of the disaster, a re-inspection will be required.
If an appraisal was not required due to a property inspection waiver (PIW) or product type (i.e., Conventional loan with PIW), an inspection report may still be required.
When product-specific requirements apply, an inspection will be required up to and including 90 days from the date the natural disaster occurred, prior to the Note date.

For further guidance and loan property requirements refer to the Declared Disaster Policy published on carringtoncorrespondent.com.

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Please contact CorrespondentRM@carringtonms.com with any questions.

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This information is provided for your convenience and Carrington Mortgage Services, LLC makes no warranties concerning the accuracy or completeness of any of the information. This is not financial or legal advice and should not be taken as such. This information is for mortgage professionals only and is not intended for distribution to consumers.

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An Equal Housing Opportunity Lender. Copyright 2007 - 2023 . Carrington Mortgage Services, LLC headquartered at 1600 South Douglass Road, Suites 110 & 200-A, Anaheim, CA 92806. NMLS ID # 2600. Toll Free # 800-561-4567. All rights reserved. Restrictions may apply. All loans are subject to credit, underwriting and property approval guidelines. Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site: www.nmlsconsumeraccess.com.

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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00