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Announcement 21-0016: FEMA Disaster Declaration for Alabama Severe Storms, Straight-Line Winds, and Tornadoes

April 28, 2021


Due to damage from severe storms, straight-line winds, and tornadoes in Alabama, FEMA has declared the following counties a disaster.

Incident Period: March 25, 2021 - March 26, 2021

State FEMA Disaster Declaration Counties
Alabama April 26, 2021 Bibb, Calhoun, Clay, Hale, Jefferson,
Perry, Randolph and Shelby

Re-Inspection by Product Type

If your loan is … A re-inspection is required … Under these circumstances …
FHA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date of 3/26/21.
FHA Streamline No Not applicable
VA Full Doc and IRRRL Yes If the loan was not closed (signed) prior to the Declaration Date of 4/26/21.
Conventional* and Non-Agency Yes If the original appraisal inspection date was prior to the Incident Period End Date of 3/26/21.

*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.

For further guidance and loan property requirements refer to the Declared Disaster Policy published on


Please contact with any questions.

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Equal Housing Opportunity An Equal Housing Opportunity Lender. Copyright 2007 - 2024 . Carrington Mortgage Services, LLC headquartered at 1600 South Douglass Road, Suites 110 & 200-A, Anaheim, CA 92806. NMLS ID # 2600. Toll Free # 800-561-4567. All rights reserved. Restrictions may apply. All loans are subject to credit, underwriting and property approval guidelines. Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site:

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