Due to damage from remnants of Hurricane Ida in New Jersey FEMA has declared the following counties a disaster.
Incident Period: September 1, 2021 – September 3, 2021
|State||FEMA Disaster Declaration||Counties|
|New Jersey||September 5, 2021||Bergen, Gloucester, Hunterdon,
Middlesex, Passaic and Somerset
|If your loan is …||A re-inspection is required …||Under these circumstances …|
|FHA Full Doc||Yes||If the original appraisal inspection date was prior to the Incident Period End Date – 9/3/2021.|
|FHA Streamline||No||Not applicable|
|VA Full Doc and IRRRL||Yes||If the loan was not closed (signed) prior to the Declaration Date of 9/5/2021.|
|USDA Full Doc and Streamline Assist||Yes||If the original appraisal inspection date was prior to the Incident Period End Date – 9/3/2021.|
|Conventional* and Non Agency||Yes||If the original appraisal inspection date was prior to the Incident Period End Date – 9/3/2021.|
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
For further guidance and loan property requirements refer to the Declared Disaster Policy published on carringtoncorrespondent.com.
Please contact CorrespondentRM@carringtonms.com with any questions.
Carrington thanks you for your business.
Contact your Account Executive with questions.
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