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Announcement 21-0044: Updated FEMA Disaster Declaration for New Jersey - Hurricane Ida

September 20, 2021

Overview

Due to damage from remnants of Hurricane Ida in New Jersey, FEMA has declared the following counties a disaster. Updated counties are listed in bold.

Incident Period: September 1, 2021 - September 3, 2021

State FEMA Disaster Declaration Counties
New Jersey September 5, 2021 Bergen, Essex, Gloucester, Hunterdon, Hudson, Mercer, Middlesex, Morris, Passaic, Somerset, Union and Warren

Re-Inspection by Product Type

If your loan is … A re-inspection is required … Under these circumstances …
FHA Full Doc Yes If the original appraisal inspection date was prior to the Incident Period End Date – 9/3/2021.
FHA Streamline No Not applicable
VA Full Doc and IRRRL Yes If the loan was not closed (signed) prior to the Declaration Date of 9/5/2021.
USDA Full Doc and Streamline Assist Yes If the original appraisal inspection date was prior to the Incident Period End Date – 9/3/2021.
Conventional* and Non Agency Yes If the original appraisal inspection date was prior to the Incident Period End Date – 9/3/2021.

*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.

For further guidance and loan property requirements refer to the Declared Disaster Policy published on carringtoncorrespondent.com.

Contacts

Please contact CorrespondentRM@carringtonms.com with any questions.

Carrington thanks you for your business.

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