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The Federal Housing Finance Agency (FHFA) has issued the following maximum first mortgage loan limits that will apply to conventional loans for acquisition by Fannie Mae / Freddie Mac with a note date on and after January 1, 2022.
| 2022 Conventional Loan Limits | ||
| Units | Conforming Amount - Contiguous States and District of Columbia | Conforming Amount - Alaska and Hawaii |
| One | $647,200 | $970,800 |
| Two | $828,200 | $1,243,050 |
| Three | $1,001,650 | $1,502,475 |
| Four | $1,244,850 | $1,867,275 |
The Carrington Pricing Engine has been updated to price and lock loans with the new higher conventional loan limits. To take advantage of the higher limits, CMS must fund and sell the loans to Fannie Mae/Freddie Mac on and after January 1, 2022 and loans will be conditioned so they cannot close until January 1, 2022 or after.
For calendar year 2022, the Department of Housing and Urban Development (HUD) announced the following maximum first mortgage loan limits that will apply to FHA loans with case numbers assigned on and after January 1, 2022 through December 31, 2022:
| 2022 FHA Loan Limits | |||
| Units | Low Cost Areas | High Cost Areas | Alaska and Hawaii |
| One | $420,680 | $970,800 | $1,456,200 |
| Two | $538,650 | $1,243,050 | $1,864,575 |
| Three | $651,050 | $1,502,475 | $2,253,700 |
| Four | $809,150 | $1,867,275 | $2,800,900 |
Please contact CorrespondentRM@carringtonms.com with any questions.
Carrington thanks you for your business.
Contact your Account Executive with questions.
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2023
. Carrington Mortgage Services, LLC headquartered at 1600 South Douglass Road, Suites 110 & 200-A, Anaheim, CA 92806. NMLS ID # 2600. Toll Free # 800-561-4567. All rights reserved. Restrictions may apply. All loans are subject to credit, underwriting and property approval guidelines. Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site: www.nmlsconsumeraccess.com.
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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00