Due to severe storms and flooding in Alabama, FEMA has declared the following counties a disaster.
Incident Period: October 6, 2021 – October 7, 2021
|State||FEMA Disaster Declaration||Counties|
|Alabama||December 21, 2021||Jefferson and Shelby|
|If your loan is …||A re-inspection is required …||Under these circumstances …|
|FHA Full Doc||Yes||If the original appraisal inspection date was prior to the Incident Period End Date – 10/07/21.|
|FHA Streamline||No||Not applicable|
|VA Full Doc and IRRRL||Yes||If the loan was not closed (signed) prior to the Declaration Date of 12/21/2021.|
|USDA Full Doc and Streamline Assist||Yes||If the original appraisal inspection date was prior to the Incident Period End Date – 10/07/21.|
|Conventional* and Non-Agency||Yes||If the original appraisal inspection date was prior to the Incident Period End Date – 10/07/21.|
*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.
Please contact CorrespondentRM@carringtonms.com with any questions.
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