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Announcement 22-0008: Carrington Investor Advantage Program Enhancements

March 21, 2022


Effective March 21, 2022, Carrington Mortgage Services, LLC (CMS) is pleased to announce the following enhancements for the Investor Advantage loan program:

  • Increased Maximum LTV from 82.50% to 85% for the 700 FICO band with loan amounts up to $1,000,000.
  • Increased the permitted interested party Seller Contributions from 2% to 4% toward closing.
  • Gift Funds are now acceptable for down payment provided minimum borrower investment requirements are met. Must be from relative and a signed Gift Letter is required.  Sources of funds used for the minimum required investment and reserves must be owned by the borrower.
  • Reduced the required Borrower Contribution to 5% of borrower’s own funds.


Refer to the Carrington Investor Advantage Program Guidelines and Matrix available on Carrington for additional information.


Please contact with any questions.

Carrington thanks you for your business.

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Equal Housing Opportunity An Equal Housing Opportunity Lender. Copyright 2007 - 2024 . Carrington Mortgage Services, LLC headquartered at 1600 South Douglass Road, Suites 110 & 200-A, Anaheim, CA 92806. NMLS ID # 2600. Toll Free # 800-561-4567. All rights reserved. Restrictions may apply. All loans are subject to credit, underwriting and property approval guidelines. Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site:

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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00

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