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Announcement 22-0015: FEMA Disaster Declaration for Montana Severe Storm and Flooding

July 1, 2022

Overview

Due to a severe storm and flooding in Montana, FEMA has declared the following counties a disaster.

Incident Period: June 10, 2022 and continuing

StateFEMA Disaster DeclarationCounties
MontanaJune 16, 2022Carbon, Park and Stillwater

Re-Inspection by Product Type

If your loan is …A re-inspection is required …Under these circumstances …
FHA Full DocYesIf the original appraisal inspection date was prior to the Incident Period End Date – Continuing**.
FHA StreamlineNoNot applicable
VA Full Doc and IRRRLYesIf the loan was not closed (signed) prior to the Declaration Date of 06/16/22.
USDA Full Doc and Streamline AssistYesIf the original appraisal inspection date was prior to the Incident Period End Date – Continuing**.
Conventional* and Non-AgencyYesIf the original appraisal inspection date was prior to the Incident Period End Date – Continuing**.

*If an appraisal was not required due to a property inspection waiver (PIW), an inspection report will still be required.

**In cases where FEMA has not yet issued an Incident End Date and the disaster is “Continuing”, the earliest CMS will permit a re-inspection is a minimum of 14 calendar days from the Incident Period Start Date.

For further guidance and loan property requirements refer to the Declared Disaster Policy published on carringtoncorrespondent.com.

Contacts

Please contact CorrespondentRM@carringtonms.com with any questions.

Carrington thanks you for your business.

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Equal Housing Opportunity An Equal Housing Opportunity Lender. Copyright 2007 - 2024 . Carrington Mortgage Services, LLC headquartered at 1600 South Douglass Road, Suites 110 & 200-A, Anaheim, CA 92806. NMLS ID # 2600. Toll Free # 800-561-4567. All rights reserved. Restrictions may apply. All loans are subject to credit, underwriting and property approval guidelines. Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site: www.nmlsconsumeraccess.com.

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