Overview
Due to severe winter storms, flooding, landslide and mudslides in California, FEMA has declared the following counties a disaster. Updated counties are listed in bold font.
Incident Period: December 27, 2022 - January 31, 2023
| State | FEMA Disaster Declaration | Counties |
| California | 1/14/2023 | Alameda, Amador, Calaveras, Contra Costa, Mendocino, Merced, Monterey, Sacramento, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Cruz and Ventura |
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … |
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/31/23. |
| FHA Streamline | No | Not applicable |
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/31/23. |
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 12/27/23. |
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/31/23. |
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/31/23. |
| Non Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 1/31/23. |
Contacts
Please contact CorrespondentRM@carringtonms.com with any questions.
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