Overview
Due to a severe winter storm and snowstorm in New York, FEMA has declared the following counties a disaster.
Incident Period: December 23, 2022 - December 28, 2022
| State | FEMA Disaster Declaration | Counties | 
| New York | 3/15/2023 | Erie and Niagara | 
Re-Inspection by Product Type
| If your loan is … | A re-inspection is required … | Under these circumstances … | 
| FHA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22. | 
| FHA Streamline | No | Not applicable | 
| VA Full Doc | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22. | 
| VA IRRRL | Yes | If the loan was not closed (signed) prior to the Incident Period Begin Date – 12/23/22. | 
| USDA Full Doc and Streamline Assist | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22. | 
| Conventional | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22. | 
| Non Agency | Yes | If the original appraisal inspection date was prior to the Incident Period End Date – 12/28/22. | 
Contacts
Please contact CorrespondentRM@carringtonms.com with any questions.
Carrington thanks you for your business.


