Announcement 18-0007: Maximum Loan Limits for 2019 – Conventional Products

December 4, 2018

Overview

The Federal Housing Finance Agency (FHFA) has issued the following maximum first mortgage loan limits that will apply to conventional loans for acquisition by Fannie Mae / Freddie Mac with a note date on and after January 1, 2019.

2019 Conventional Loan Limits
Units	Conforming Amount - Contiguous States and District of Columbia	Conforming Amount - Alaska and Hawaii
One	$484,350	$726,525
Two	$620,200	$930,300
Three	$749,650	$1,124,475
Four	$931,600	$1,397,400

The Carrington Pricing Engine will be able to price and lock loans with the new higher conventional loan limits starting December 6, 2018. To take advantage of the higher limits, Carrington must fund and sell the loans to Fannie Mae/Freddie Mac on and after January 1, 2019 and loans will be conditioned so they cannot close until January 1, 2019 or after.

Please note: the 2019 loan limits for FHA Loans and VA Loans will be communicated in the near future once the Agencies make an announcement.

Please contact CorrespondentRM@carringtonms.com with any questions.

Carrington thanks you for your business.

LOANS MUST BE LOCKED IN MARCH!

Contact your Account Executive with questions.

Government Agency Approvals

FHA Non-Supervised Mortgagee Approval #:
24751-0000-5

VA Automatic Lender Approval #:
902324-00-00

Mortgagee/Loss Payee Clause

Carrington Mortgage Services LLC
ISAOA/ATIMA
P.O. Box 692408
San Antonio, TX 78269-2408

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This information is provided for your convenience and Carrington Mortgage Services, LLC makes no warranties concerning the accuracy or completeness of any of the information. This is not financial or legal advice and should not be taken as such. This information is for mortgage professionals only and is not intended for distribution to consumers.

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An Equal Housing Opportunity Lender. Copyright 2007 - 2023 . Carrington Mortgage Services, LLC headquartered at 1600 South Douglass Road, Suites 110 & 200-A, Anaheim, CA 92806. NMLS ID # 2600. Toll Free # 800-561-4567. All rights reserved. Restrictions may apply. All loans are subject to credit, underwriting and property approval guidelines. Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site: www.nmlsconsumeraccess.com.

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Government Agency Approval | FHA Non-Supervised Mortgage Approval #: 24751-0000-5 | VA Automatic Lender Approval #: 902324-00-00