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Announcement 18-0007: Maximum Loan Limits for 2019 – Conventional Products

December 4, 2018


The Federal Housing Finance Agency (FHFA) has issued the following maximum first mortgage loan limits that will apply to conventional loans for acquisition by Fannie Mae / Freddie Mac with a note date on and after January 1, 2019.

2019 Conventional Loan Limits


Conforming Amount - Contiguous States and District of Columbia

Conforming Amount -
Alaska and Hawaii













The Carrington Pricing Engine will be able to price and lock loans with the new higher conventional loan limits starting December 6, 2018. To take advantage of the higher limits, Carrington must fund and sell the loans to Fannie Mae/Freddie Mac on and after January 1, 2019 and loans will be conditioned so they cannot close until January 1, 2019 or after.

Please note: the 2019 loan limits for FHA Loans and VA Loans will be communicated in the near future once the Agencies make an announcement.

Please contact with any questions.

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